Make sure you have the right insurance coverage across all of your personal and commercial policies. We help you protect the life you’ve built and the people you love.
Managing multiple insurance policies can be overwhelming. It’s easy to overlook essential protections or pay for unnecessary coverage. Without expert guidance, you might not even realize the risks you’re facing until it’s too late.
We believe an insurance broker’s most important job is to be an advocate for your protection and peace of mind.
J.J. Ruddy is more than an insurance agency; we are partners in protecting your future.
As a fourth-generation, family-owned business, we’ve spent more than 115 years advocating for our clients’ best interests. Clients stay with us for decades and introduce their children and grandchildren to us because they know we care.
We are trusted with our region’s most complex portfolios because of our highly-personalized, responsive service and the unique advantages we bring to the table. . .
As an independent broker, we recommend the best insurance carriers and policy terms for your situation.
We've spent decades building connections that help us get things done for our clients that others can't.
We help you identify unmitigated risks, plan ahead, and prevent losses before they even happen.
As a fourth-generation, family-owned business, we’ve spent more than 115 years advocating for our clients’ best interests. Clients stay with us for decades and introduce their children and grandchildren to us because they know we care.
Our name, and our family’s legacy, is on every policy we write. We simply will not write a policy that leaves you with inadequate coverage.
No one wants to discover they’re not covered when it matters most. In this free guide, we reveal the common coverage mistakes we’ve seen over our 115 years of protecting families and businesses.
Learn how to identify hidden gaps in your insurance portfolio and ensure you’re fully protected.
From here on, you’ll always know where to turn with questions about coverage. Rest assured, we’ll do everything we can to make sure you never have to hear the words,
“You’re not covered for that.”
that you have the proper coverage and pricing in place.
by a team that goes the extra mile to protect your future.
who defends your best interests with insurance carriers.
There comes a point where you have so many insurance policies, it’s hard to tell whether you have the right coverage in place. J.J. Ruddy specializes in complex insurance portfolios, making sure your coverage protects the life you’ve built and the people you love.
John Hackett, Jr. leads J.J. Ruddy Insurance as President, overseeing commercial lines with the same commitment to advocacy that has defined the agency for over 115 years. A Saint Anselm College graduate with his Certified Insurance Counselor (CIC) designation, John excels at identifying gaps in coverage and solving complex insurance challenges.
His analytical approach has made meaningful differences for countless clients across all types of industries. From small businesses to real estate developers and municipalities, John finds the holes in insurance programs and develops comprehensive solutions that address all kinds of loss exposure. He has guided businesses through complex risk analysis and contractual requirements—exemplifying his belief that “advocacy is a crucial part of the trusted partner relationship.”
John constantly updates his industry knowledge through ongoing education and close relationships with carriers, enabling proactive risk management strategies that prevent losses before they occur. His leadership extends beyond J.J. Ruddy having served on the Agency Advisory Council for Travelers Insurance and many other carrier leadership groups.
Following his family’s tradition of community involvement, John has been an active Rotary member for over 30 years as Past President and Paul Harris Fellow while also serving on the Hallmark Health Risk Management Committee and coaching youth sports in Andover. When not advocating for clients, John enjoys skiing, golfing, and time with his wife Amy and their two children.
As Vice President of J.J. Ruddy Insurance, Ed overseas Personal Lines and agency operations with a focus on building trusted client relationships. His degrees from Providence College and Bentley University, combined with is professional designations like CRM, CPRM, CIC and CISR bring a unique perspective to service standards, risk management, and client advocacy.
Ed’s approach to insurance combines risk management, analytics, and practical solutions personalized to each individual client relationship. He regularly identifies coverage gaps, develops strategies for complex client needs, and negotiates effectively with carriers to deliver comprehensive insurance plans. His commitment to ongoing education through multiple professional designations ensures clients receive current, relevant advice addressing both traditional and emerging risks.
Inspired by his father’s example, Ed is committed to giving back to the community—coaching Reading Youth Hockey for 15 years, serving on the Hallmark Health Audit and Compliance Committee, and holding multiple roles with Medford Rotary. His Paul Harris Fellow recognition honors his deep commitment to the communities J.J. Ruddy has served since 1909.
Ed carries forward the agency’s legacy with a clear sense of purpose: “We stand on the shoulders of the generations before us. That might seem like a lot of pressure, but really, it’s an opportunity to be part of something special.” Outside of work, Ed enjoys time with his wife, Kathy, trying to keep up with their four children and he is always looking for the next home improvement project.