Standard insurance policies can’t properly protect your specialty possessions like boats, jet skis, wine collections, or recreational vehicles.
And because coverage requirements for specialty items are so specific, you need an insurance partner who truly understands what you own and how to protect it.
When it comes to protecting your specialty possessions, expertise matters. As a fourth-generation, family-owned business with over 115 years of experience, J.J. Ruddy has developed deep knowledge in specialized insurance needs.
Our team takes the time to thoroughly understand what makes your valuables unique—whether it’s a vintage car, fine art collection, or luxury boat—and ensure they’re entirely protected.
Your art collection represents both personal passion and significant investment. Standard homeowners policies often cap coverage for fine art at arbitrary limits that fall far short of true replacement value. We offer specialized coverage that includes:
Your fine jewelry deserves more protection than the limited coverage found in standard homeowners policies. Our specialized jewelry coverage provides:
Standard auto policies rarely address the unique needs of classic, antique, or collector vehicles. Our specialized coverage includes:
From sailboats to yachts, watercraft require additional protection beyond what standard policies provide. Our comprehensive marine insurance includes:
Your wine collection represents both passion and investment. Our specialized coverage protects against:
Play hard without worry—we’ll protect all your toys. From snowmobiles and ATVs to golf carts, jet skis, and motorcycles, we’ve got the specialized coverage your favorite recreational vehicles deserve:
Our team crafts custom coverage solutions for virtually anything you own and value—unless it has wings and flies! (Sorry, airplanes and pet parrots.)
For everything else that matters to you, we deliver protection as unique as the items themselves.
You’ve invested time, resources, and passion into acquiring your specialty assets. They deserve protection that matches their significance in your life. At J.J. Ruddy, we never compromise on coverage quality, ensuring your most valuable possessions receive the specialized protection they require.
With our specialty coverage solutions, you can enjoy your prized possessions with complete confidence.
John Hackett, Jr. leads J.J. Ruddy Insurance as President, overseeing commercial lines with the same commitment to advocacy that has defined the agency for over 115 years. A Saint Anselm College graduate with his Certified Insurance Counselor (CIC) designation, John excels at identifying gaps in coverage and solving complex insurance challenges.
His analytical approach has made meaningful differences for countless clients across all types of industries. From small businesses to real estate developers and municipalities, John finds the holes in insurance programs and develops comprehensive solutions that address all kinds of loss exposure. He has guided businesses through complex risk analysis and contractual requirements—exemplifying his belief that “advocacy is a crucial part of the trusted partner relationship.”
John constantly updates his industry knowledge through ongoing education and close relationships with carriers, enabling proactive risk management strategies that prevent losses before they occur. His leadership extends beyond J.J. Ruddy having served on the Agency Advisory Council for Travelers Insurance and many other carrier leadership groups.
Following his family’s tradition of community involvement, John has been an active Rotary member for over 30 years as Past President and Paul Harris Fellow while also serving on the Hallmark Health Risk Management Committee and coaching youth sports in Andover. When not advocating for clients, John enjoys skiing, golfing, and time with his wife Amy and their two children.
As Vice President of J.J. Ruddy Insurance, Ed overseas Personal Lines and agency operations with a focus on building trusted client relationships. His degrees from Providence College and Bentley University, combined with is professional designations like CRM, CPRM, CIC and CISR bring a unique perspective to service standards, risk management, and client advocacy.
Ed’s approach to insurance combines risk management, analytics, and practical solutions personalized to each individual client relationship. He regularly identifies coverage gaps, develops strategies for complex client needs, and negotiates effectively with carriers to deliver comprehensive insurance plans. His commitment to ongoing education through multiple professional designations ensures clients receive current, relevant advice addressing both traditional and emerging risks.
Inspired by his father’s example, Ed is committed to giving back to the community—coaching Reading Youth Hockey for 15 years, serving on the Hallmark Health Audit and Compliance Committee, and holding multiple roles with Medford Rotary. His Paul Harris Fellow recognition honors his deep commitment to the communities J.J. Ruddy has served since 1909.
Ed carries forward the agency’s legacy with a clear sense of purpose: “We stand on the shoulders of the generations before us. That might seem like a lot of pressure, but really, it’s an opportunity to be part of something special.” Outside of work, Ed enjoys time with his wife, Kathy, trying to keep up with their four children and he is always looking for the next home improvement project.
