Keep Your Projects Moving Forward with a Complete, Hassle-Free Insurance Solution
When you’re managing permits, financing, and construction schedules, insurance can become an afterthought—until your lender halts funding over missing builder’s risk coverage.
Most insurance agents lack the expertise to properly value your project and secure appropriate coverage. You need a partner who knows construction and insurance.
At JJ Ruddy, we’ve worked alongside developers and builders through every phase of the construction process. This hands-on experience gives us unique insight into the complex insurance requirements throughout the entire construction lifecycle.
Where general agents might miss critical details, we deliver a complete, hassle-free insurance solution through:
We navigate complex construction insurance nuances that most aren’t familiar with, from proper valuation to addressing critical coverage gaps.
We help you meet strict lender requirements by incorporating critical contract language and risk transfer provisions that exceed standard agency expertise.
Our established partnerships with insurance carriers enable us to open doors and overcome challenges that would delay your timeline.
We safeguard your project from initial planning through final sales, ensuring seamless coverage at every at every stage of your project.
Our integrated approach provides seamless protection across all development stages, eliminating potential delays and coverage gaps that occur with disconnected policies.
Get precision-tailored coverage that satisfies strict lender requirements and anticipates all potential risks.
We analyze your complete project scope—including architectural plans, contracts, and timelines—to ensure your project is protected against unforeseen risks.
Development projects require specialized insurance that must be secured before breaking ground—switching mid-project isn’t an option.
We ensure you have proper protection from day one by examining your entire operation to identify and cover all potential exposures.
If you have a condo project, once you’re ready to sell units, we seamlessly transition to providing the master condo association policy, so you can:
Begin closing on units without insurance delays.
When your project is complete, we will continue to protect your investment. From manufacturing facilities to office buildings and mixed-use developments, we seamlessly transition to the appropriate coverage for your property type and needs.
Move forward with confidence while we handle all the insurance details and ensure there are no coverage gaps.
As a fourth-generation independent agency, we know that risk management is essential to project success. Our industry-leading risk management credentials and hands-on development experience strengthen how we protect our clients’ investments:
“I have worked with J.J. Ruddy on dozens of high-end projects in Boston. No one does it better. Whether it’s a brownstone reno or a 50-unit building with retail, I just need to make one call. John’s quick response allows me to focus on other aspects of the project. He connects with lenders and my team to discuss contract language and protect our investment. John also coordinates the condo master policy and assists with certificates for closing. From ground break to turning over the keys, John’s expertise makes him a valuable partner.”
– Dennis Kanin, New Boston Ventures
Partner with experts who understand construction. We’ll secure the right coverage at the right time so your project stays protected and on schedule from groundbreaking to completion.
Let our specialized team manage your insurance needs so you can:
John Hackett, Jr. leads J.J. Ruddy Insurance as President, overseeing commercial lines with the same commitment to advocacy that has defined the agency for over 115 years. A Saint Anselm College graduate with his Certified Insurance Counselor (CIC) designation, John excels at identifying gaps in coverage and solving complex insurance challenges.
His analytical approach has made meaningful differences for countless clients across all types of industries. From small businesses to real estate developers and municipalities, John finds the holes in insurance programs and develops comprehensive solutions that address all kinds of loss exposure. He has guided businesses through complex risk analysis and contractual requirements—exemplifying his belief that “advocacy is a crucial part of the trusted partner relationship.”
John constantly updates his industry knowledge through ongoing education and close relationships with carriers, enabling proactive risk management strategies that prevent losses before they occur. His leadership extends beyond J.J. Ruddy having served on the Agency Advisory Council for Travelers Insurance and many other carrier leadership groups.
Following his family’s tradition of community involvement, John has been an active Rotary member for over 30 years as Past President and Paul Harris Fellow while also serving on the Hallmark Health Risk Management Committee and coaching youth sports in Andover. When not advocating for clients, John enjoys skiing, golfing, and time with his wife Amy and their two children.
As Vice President of J.J. Ruddy Insurance, Ed overseas Personal Lines and agency operations with a focus on building trusted client relationships. His degrees from Providence College and Bentley University, combined with is professional designations like CRM, CPRM, CIC and CISR bring a unique perspective to service standards, risk management, and client advocacy.
Ed’s approach to insurance combines risk management, analytics, and practical solutions personalized to each individual client relationship. He regularly identifies coverage gaps, develops strategies for complex client needs, and negotiates effectively with carriers to deliver comprehensive insurance plans. His commitment to ongoing education through multiple professional designations ensures clients receive current, relevant advice addressing both traditional and emerging risks.
Inspired by his father’s example, Ed is committed to giving back to the community—coaching Reading Youth Hockey for 15 years, serving on the Hallmark Health Audit and Compliance Committee, and holding multiple roles with Medford Rotary. His Paul Harris Fellow recognition honors his deep commitment to the communities J.J. Ruddy has served since 1909.
Ed carries forward the agency’s legacy with a clear sense of purpose: “We stand on the shoulders of the generations before us. That might seem like a lot of pressure, but really, it’s an opportunity to be part of something special.” Outside of work, Ed enjoys time with his wife, Kathy, trying to keep up with their four children and he is always looking for the next home improvement project.
