Drive with Confidence and a Trusted Advocate in Your Corner
Insurance policies are typically purchased with minimal guidance, leaving critical gaps in coverage that only become apparent after an accident.
Without proper education about your policy details, you’re navigating the roads with unnecessary financial risk.
With more than 115 years of experience as a fourth-generation, family-owned business, our name and legacy are on every policy we write. We simply will not write a policy that leaves you with inadequate coverage.
We ensure you fully understand your policy, its importance to your specific situation, and how it provides complete protection whenever you’re on the road.
Navigating auto insurance can be confusing, especially when trying to determine if your coverage truly protects what you’ve built. Here’s what you should know about protecting yourself, your family, and your assets on the road.
While Massachusetts requires basic coverage including Bodily Injury to Others, Personal Injury Protection, Uninsured Motorist Coverage, and Property Damage, we prioritize comprehensive protection that goes beyond these minimums.
Our policies start with enhanced coverage limits because state minimums often fall short in serious accidents. We create insurance plans that provide genuine financial security for what matters most to you and your family.
The truth is, every driver’s situation is unique, and what constitutes “enough” coverage depends on several factors, including the value of your assets, your family situation, and even your typical driving patterns.
During our complimentary policy review, our advisors analyze factors like your home equity, savings, vehicles, and lifestyle to recommend protection that truly safeguards what you’ve built. We’ll identify gaps in your current coverage and create a personalized protection plan that gives you confidence on the road.
Unlike companies that compete primarily on price, we’ve seen firsthand how minimum coverage can leave families financially vulnerable after accidents. That’s why we focus on providing comprehensive coverage that truly protects you and your loved ones.
Our advisors take time to understand your specific situation, clearly explain your options, and design tailored protection plans that provide meaningful coverage when you need it most.
Moving to Massachusetts? We handle your auto insurance transfer from start to finish—including complimentary Registry service.
Skip the lines and avoid paperwork headaches. Just remember to complete your Massachusetts Safety and Emissions Test within 7 days of registration.
Simply ensure you have your required documents ready:
Our team reviews your driving history and coverage needs to provide the most accurate quote possible and ensure you have the right protection.
With your new Massachusetts insurance policy and registration complete, you’re all set with proper coverage and legal documentation—giving you peace of mind on the road from day one.
Don’t wait until after an accident to discover gaps in your coverage. Partner with J.J. Ruddy and gain a trusted advocate who responds quickly when you need help, fights for your interests with carriers, and ensures your coverage evolves as your life changes.
Schedule an introductory call with our team and take control of your protection today.
John Hackett, Jr. leads J.J. Ruddy Insurance as President, overseeing commercial lines with the same commitment to advocacy that has defined the agency for over 115 years. A Saint Anselm College graduate with his Certified Insurance Counselor (CIC) designation, John excels at identifying gaps in coverage and solving complex insurance challenges.
His analytical approach has made meaningful differences for countless clients across all types of industries. From small businesses to real estate developers and municipalities, John finds the holes in insurance programs and develops comprehensive solutions that address all kinds of loss exposure. He has guided businesses through complex risk analysis and contractual requirements—exemplifying his belief that “advocacy is a crucial part of the trusted partner relationship.”
John constantly updates his industry knowledge through ongoing education and close relationships with carriers, enabling proactive risk management strategies that prevent losses before they occur. His leadership extends beyond J.J. Ruddy having served on the Agency Advisory Council for Travelers Insurance and many other carrier leadership groups.
Following his family’s tradition of community involvement, John has been an active Rotary member for over 30 years as Past President and Paul Harris Fellow while also serving on the Hallmark Health Risk Management Committee and coaching youth sports in Andover. When not advocating for clients, John enjoys skiing, golfing, and time with his wife Amy and their two children.
As Vice President of J.J. Ruddy Insurance, Ed overseas Personal Lines and agency operations with a focus on building trusted client relationships. His degrees from Providence College and Bentley University, combined with is professional designations like CRM, CPRM, CIC and CISR bring a unique perspective to service standards, risk management, and client advocacy.
Ed’s approach to insurance combines risk management, analytics, and practical solutions personalized to each individual client relationship. He regularly identifies coverage gaps, develops strategies for complex client needs, and negotiates effectively with carriers to deliver comprehensive insurance plans. His commitment to ongoing education through multiple professional designations ensures clients receive current, relevant advice addressing both traditional and emerging risks.
Inspired by his father’s example, Ed is committed to giving back to the community—coaching Reading Youth Hockey for 15 years, serving on the Hallmark Health Audit and Compliance Committee, and holding multiple roles with Medford Rotary. His Paul Harris Fellow recognition honors his deep commitment to the communities J.J. Ruddy has served since 1909.
Ed carries forward the agency’s legacy with a clear sense of purpose: “We stand on the shoulders of the generations before us. That might seem like a lot of pressure, but really, it’s an opportunity to be part of something special.” Outside of work, Ed enjoys time with his wife, Kathy, trying to keep up with their four children and he is always looking for the next home improvement project.
